Financial Statements Analysis & Bank Lending--


The course provides an overview of tools and techniques required to perform an analysis of financial statements. Major areas of financial statement analysis such as inventories, assets, financials ratios, liquidity management, efficiency, assets turnover, debt repayment capacity and profitability of the company are deliberated and interpreted to make financial and banks’ lending decisions.  Insight on projections, sensitivity analysis and cash flow forecast is also part of the course.
 Who should attend?
Management accountants, financial accountants, Banker, Credit analysts, Credit Managers, underwriters and anyone who need to increase its knowledge of financial statement analysis.
Course Outline
Credit approval process
Objectives of Financial Analysis
Financial Statement Analysis Techniques
Ratio Analysis
Statement of Cash Flows
Financial Planning and Forecasting
Working Capital
Sensitivity Analysis
Break Even Analysis
Credit & Financial decision making
Security Documentation
Problem loan management & litigation


    Credit Assessment and Bank Lending--

    The main goal of this course is to develop a foundation of financial management concepts. This will enable the student to understand what credit risk management is, what the lending objectives are, and how to measure credit risk. The course also lays a foundation for more complex credit management topics that arise in additional courses in finance. This course in credit management also describes the credit rating systems. This course comprises of credit analysis, financial system and risk management concepts.
    Who should attend?
    Bankers, Financial Managers, Credit Risk Managers and those who want to make career in the field of Banking, anyone who is interested in improving its knowledge in financial analysis and Banking Finance
    Course Outline
    Foundation & basic principles of risk management
    Credit risk assessment, measurement & mitigants
    Internal Controls
    Internal & External rating system
    Basel II, III & Capital Adequacy frame work
    Standardized approach
    Internal rating based approach
    Internal Capital Adequacy Assessment Process (ICAAP)
    Public Disclosure
    PDs, EAD & loan loss provision


    Corporate Finance & Capital Markets--

    The objective of this course is to develop a solid understanding of the theory and practice of corporate finance, Banks & Capital Markets. Course coverage includes stock and bond valuations, capital budgeting decisions, investment and financial decisions with an emphasis on developing analytical skills for the sources and types of financing available in banking industry.
    Who should attend?
    Entrepreneurs, Bankers, Accountants, Economists, Anyone who has interest in credit Risk Management.
    Course Outline
    Financial view of the firm-SWOT analysis
    Investment decisions
    Financial decisions
    Roles of Banks in Project Financing
    Sources and types of Financing available in banking industry
    Term loans, factoring, leasing
    Import & Export credit financing
    Syndication loans, Bridge finance
    Capital markets & shares issuance
    Placements, securitization
    Maximizing value of the firm
    Dividend policy of the company


    Capital Markets, Banks & Financial Management--

    The course is divided into four different modules:
    (a) Credit analysis and management;
    (b) Financial system and risk management in banking;
    (c) Asset liability management
    (d) Corporate environment management.

    Who should attend:
    ·    VPs of finance
    ·    Controllers
    ·    Financial analysts
    ·    CFOs, Accountants;
    ·    Project managers
    ·    Business analysts
    ·    Treasury professionals.
    Course Outlines:
    ·    The principles of acquiring funds and the use of financial instruments
    ·    Capital market, Bonds, Bonus issue, Right issue
    ·    Placements, securitization
    ·    Banks, syndication and terms financing
    ·    The allocation funds for operations in order to achieve the financial objectives
    ·    Making financial decisions.
    Duration:
    22-24 hours


    International Trade Finance- Import & Export LCs--

    This course provides an overview of essential skills for managing financial transactions in an international trade. 
    It covers practical applications of trade finance including: political and economic risks; foreign exchange tactics and risks; credit and payment risks; optimal terms of payment; arranging financing; and setting the business’s overall financial plan.
    Who should attend?
    Entrepreneurs, Trade finance officers, importers, exporters, Managers, Supervisors, Bankers, Accountants, and anyone who need to increase his knowledge.
    Course Outline
    Major Components of International Trade
    Documentary Credit (Letter of Credits)
    Risk Element in trade, Objectives of Parties.
    Methods of Settlement in International Trade
    Methods of Payment Collection
    Parties involved in Documentary Collection
    Types of letters of Credit
    Commercial Credits vs. Standby letters of credit
    Incoterms
    Types of guarantees
    Major Documents in Trade Finance
    Factoring
    Forfaiting
    Islamic Trade Finance Products
    Guarantees & Indemnities
    Mechanics of Foreign Exchange settlements


    Credit and Risk Management--

    The main goal of this course is to develop a foundation of financial management concepts. This will enable the student to understand what credit risk management is, what the lending objectives are, and how to measure credit risk. The course also lays a foundation for more complex credit management topics that arise in additional courses in finance. This course in credit management also describes the credit rating systems. This course comprises of credit analysis, financial system and risk management concepts.
    Who should attend?
    Bankers, Financial Managers, Credit Risk Managers and those who want to make career in the field of Banking or anyone who is interested in improving its knowledge in financial analysis and Banking Finance
    Course Outline
    Foundation & basic principles of risk management
    Credit risk assessment, measurement & mitigants
    Internal Controls
    Internal & External rating system
    Basel II, III & Capital Adequacy frame work
    Standardized approach
    Internal rating based approach
    Internal Capital Adequacy Assessment Process (ICAAP)
    Public Disclosure
    PDs, EAD & loan loss provision


    Basis of Accounting--

    BASIS OF ACCOUNTING

    This training will provide an overview of business finance and accounting - a core skill that’s often in demand, particularly if you’re looking for promotion, additional responsibility or to broaden your opportunities.

    Who can do this?

    Entrepreneurs, line managers, divisional heads, accounts clerks, bookkeepers and anyone with an interest in accounting and finance or who deals with auditors.

     

    COURSE OUTLINE

    Accounting & Book Keeping

    The accounting equation

    Components of Financial statements

    Statement of Retained Earnings

    Statement of Cash Flows

    Accounting Concepts

    Accounting Standards

    Main books of prime entry

    General Groups of Accounts

    Profit & Loss Account

    Balance Sheet analysis & interpretations

     

                       

     

     

     

     

     



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